Transnet Enterprises, Inc.

Innovating the way money moves.

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Fast, Secure, and Affordable Credit Card Processing for Every Business

Whether you run a single store or manage multiple locations, TransNet Enterprises gives you the payment processing tools and support your business actually needs. No confusing contracts. No surprise fees. Just reliable service from a team that has been doing this for over 25 years.

See if you qualify for 0% processing fees and same-day funding

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We make payment processing simple

TransNet Enterprises is an electronic transaction company that has served small, medium, and large businesses for more than 25 years. We help business owners accept payments in every form, manage their ATMs, and get funded faster. From the corner convenience store to multi-location retail chains, we build solutions that fit the way each business actually operates. We work with merchants from virtually every industry, including retail, food and beverage, healthcare, petroleum, beauty, and more.
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1.99%

Financial security at your finger tips

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Your tool for growth

8K+

Your customers every month

Reward Accounts

10% - 25%

Daily bonus

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Analytics Data

$24,523 USD

This Week
25+ Years in Business
Serving Thousands of Merchants
24/7 Live Support
Same-Day Funding Available

Built for Every Business. Proven Over 25 Years.

We offer credit card processing, ATM solutions, merchant cash advance, and a range of related services for businesses in virtually every industry. When you work with TransNet, you get more than a merchant account. You get a team that takes time to understand your operation and stays involved as it grows.
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Our Core Solutions

Every merchant account we open starts with a conversation. We learn how your business works, what you need from a payment setup, and what you are trying to accomplish. Then we put together the right combination of services. Below are the four core areas we specialize in.
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Credit
Card Processing
Credit Card
Processing
Accept every major credit and debit card, contactless payments, and mobile wallets. We offer flexible pricing programs to fit your volume and margin. Our processing is PCI compliant, EMV ready, and built for speed and security.
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ATM
Solutions
ATM Solutions
We handle ATM processing, sales, installation, placement, and cash management. Whether you want to place an ATM to serve your customers or add a revenue stream to your location, we take care of the entire setup and ongoing support.
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T-Net
Pay Bundle
T-Net Pay
Bundle
Combine credit card processing, online ordering, and optional digital marketing into one package. It is our best value solution for businesses that want a complete setup without managing multiple vendors.
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International
Accounts
International
Accounts
We support businesses that need offshore or domestic acquirers, multi-currency processing, and high-risk account approvals. All industries and business types are considered, including those that other processors typically decline.
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Life of a Transaction

See exactly how a payment moves from your customer’s card to your bank account, and what happens at every step.

Industries We Serve

We have worked with businesses across dozens of industries. Here are some of the ones we serve most often.

Smoke Shop

Retail

Food and Beverage

Health and Wellness

Beauty and Personal Care

Home and Commercial Services

Gas Stations and Petroleum

High-Risk and Speciality Businesses

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Why Businesses Choose TransNet

Same-Day Funding

Get your money faster. Qualifying merchants receive their card settlement the same business day, so your cash flow does not have to wait for a standard two-day processing window.

0% Processing Fees

Through our Cash Discount and Surcharge programs, many of our merchants pay nothing in monthly processing fees. We will show you the numbers and confirm which option is available for your location.

CBD and Kratom Processing

We work with specialty and regulated product businesses that many processors will not touch. If you have been turned down elsewhere because of your product category, contact us.

24/7 Support Team

Our support team is available around the clock. When you call, you will reach someone who knows your account and can assist you directly, rather than a general call centre routing system you may find elsewhere.

Transparent Pricing

We go through every fee with you before your account goes live. There are no hidden charges buried in your contract and no rate increases without notice. You always know what you are paying.

Fast and Secure Transactions

Our processing infrastructure is EMV-ready and meets PCI DSS standards. Transactions are fast and your customers' card data is protected from the moment they tap or swipe.

No Hidden Fees

The rate we quote you is the rate you pay. We do not pad statements with service charges, batch fees, or compliance fees that were not discussed up front. If a fee appears on your statement, we can explain every line of it.

Transparent Pricing (No Hidden Fees)

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What Our Clients Say

Discover what clients have to say about their experience with our product or service through testimonials. Read real testimonials from satisfied customers here.

Smoke Shop Owner – Austin

TransNet made it easy to get approved when other processors could not. They understand smoke shops and helped us stay compliant without disrupting our business.

—Alex R.,

Smoke Shop Owner, Austin, TX

Restaurant Owner – Texas

I called in with a question about a charge and the representative was very helpful. She took the time to explain the details and cleared everything up. Transnet’s customer service has been solid for our store.

Maria Lopez —

Restaurant Owner, Texas

Convenience Store –Dallas

Switching to TransNet was one of the smartest moves we made. Their pricing was clear, the onboarding was quick, and their support team actually follows through. We are saving money every month.

Fahim—

Convenience Store, Dallas, TX

Gas Station Operator – TX

TransNet truly understands the fuel industry. From pay-at-the-pump to in-store transactions, everything runs without issues. Lower fees and faster funding made a real difference for our station.

Robert H. —

Gas Station Operator, TX

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Associations

Independent Buyer’s company

Arkansas Trade Association

Tri-State Trade Association

Convenience Store Services

Find All Your Answers Here

Have more questions or want to talk through your specific situation? Our team is available by phone and email.
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How long have you been in the merchant services industry?
We have served businesses for over 25 years. TransNet was founded in the Houston, Texas area and has grown to work with merchants across the United States and internationally. We have handled payment processing through significant changes in card technology, regulation, and the growth of e-commerce, and we bring all of that experience to every merchant account we open.
We work with a wide range of businesses including retail stores, restaurants, gas stations, grocery shops, e-commerce businesses, professional service firms, healthcare practices, beauty businesses, and high-volume merchants in specialty categories. If your business accepts card payments, we can almost certainly help you, regardless of your industry or size.
We support credit cards, debit cards, contactless payments, mobile wallets such as Apple Pay and Google Pay, EBT, fleet cards, e-checks, and ACH payments. The specific methods available depend on your account configuration and business type. We confirm exactly what your account will support before it goes live.
Yes. Most major credit and debit cards issued outside the United States are accepted through our standard merchant accounts. Transactions process in US dollars. If your business requires true multi-currency processing or international acquiring, we offer international account solutions that support those needs.
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